Job Detail

Mortgage Underwriter

• Field: Accountancy & Bookkeeping
• Deadline: 2026-01-24 10:01
• M2, Manchester, Greater Manchester

Job Title: Mortgage Underwriter
Location: Location: Manchester City Centre, M1 – 5 days per week onsite, hybrid working options available after successful completion of probation (minimum 3 days per week onsite). Operating hours 9am to 7pm.
Salary: £32,548 per annum + competitive bonus scheme

Company Description:
Join a dynamic organization committed to financial inclusion! We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we're a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

Core Responsibilities:
As a secured loan Underwriter, you'll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients' unique needs.

Key Responsibilities:

* Manual underwriting from application to authorization.

* Efficiently process loan applications, ensuring compliance.

* Authorization of loans within specified limits.

* Thorough risk assessment based on financial stability.

* Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills:

* ·Minimum 12 months experience assessing or processing loan applications - ideally in second charge lending or motor finance.

* Strong analytical skills and attention to detail.

* Knowledge of financial regulations and lending practices.

* Excellent communication and interpersonal skills.

* Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement:
Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits:
Competitive salary, bonus scheme, health insurance, pension plans, and professional development opportunities.

Job Type: Full-time

Benefits:

* Canteen

* Company events

* Company pension

* Cycle to work scheme

* Discounted or free food

* Employee discount

* Health & wellbeing programme

* Life insurance

* Private dental insurance

* Private medical insurance

* Transport links

* Work from home

Work authorisation:

* United Kingdom (required)

Location:

* Manchester M1 3BL (preferred)

Work Location: In person